There's a document on my desktop simply labeled “Goals”. At one point I felt as I never really had my goals and dreams in writing, so I decided to write down anything that came to mind down. Here are a few of the things I listed:
Sometimes life trudges on and you almost forget that time passes. I hate getting stuck in a rut and waking up realising I've missed doing all the things I loved for the past few months. I've kept my savings machine going through all this and now I can take a step back and replenish.
Around the holiday season we often increase our thankfulness and gratitude. We're often grateful for our family and loved ones that we have around us. For those of us that are exposed to ads we're constantly reminded of how much we have by being told what someone else doesn't have. We are then asked to buy more, "treat yourself", "buy this for your mum", "buy this for your friends", "treat your family to this". It easily gets exhausting.
Were you surprised with how little was spent on groceries in our household last month? Because transparency is important to me I thought I'd give a rundown of what our grocery spending looked like. For two people we managed a total of $108.91. We're going to look at the prices of the individual items, areas where we saved, areas where we probably should have saved more as well as techniques we use to shrink our grocery bill.
This month has gone by in a whirlwind. With a string of misfortunes and bad news making it hard to stick to the sober part of this month. Thankfully I'm not the type that tends to drink away her sorrows. I didn't touch a drop of alcohol from October 23rd until the eve of December 1st.
November is normally a rainy, dreary month. I like to spend it cuddled up inside playing boardgames and watching movies. This is what makes November the perfect time for a challenge to shake things up a bit!
In my household we call it Frugal Fun Sobrember. A month where you have lots of fun while staying frugal and, wait for it, sober. This is a great time to find free events, play boardgames, hold movie nights or in other ways enjoy life without spending money.
Money tends to be tight after the summer, with parties, eating out, travel, and general adventures it can sometimes feel like you're hemorrhaging money. Getting your food budget in check can be a great way to feel better about your finances and quickly whip your spending in to shape. I average out between $100-$150 per person in terms of food (including eating out as it's rare) for the month. I've noticed that this is fairly low in comparison to a lot of other bloggers, so here are some tips I'm a huge fan of that help me keep costs that low.
Now that you can sleep properly it's time to bring your focus to Step 2. This step will require a lot of energy and perseverance as you are preparing for all out war between you and the bed bugs. Thankfully you are not alone and whomever is doing the pest control will be treating your apartment and giving you specified advice along the way. Resist the urge to get up and leave as you'll most likely just take them with you.
The blessing of being a tenant when you get bed bugs is that you won't have to cover any of the expense yourself. In most places the landlord would have to prove your negligence in bringing them in in order for you to have to cover the expense. The annoyance in this comes with not being able to be in control of when they come or if they treat or not. You're dependent on the rest of the people in your building being ready for treatment and doing all the necessary prep work that you so diligently have worked.
Part 1 gives you plenty of tips on how to make sure you can still sleep at night when the creepy crawlies feel like they are all around you.
Sometimes we faulter, our goal takes the back seat and doesn't get to make the decisions for a while. It happens to all of us, it's human. In my case, the last month haven't gone according to my plans and my normal discipline. My world has been rushing past me, and struggling to keep up I've indulged myself in ways that I normally don't. I prepared for summer with some lovely shoes, bought my first new bra in over 2 years (well, two bras) and spent a good chunk on eating out and treats treats treats. But this is one month. Now, breathe in, breathe out. Reset.